ANY CREDIT SITUATION

Iowa Mortgage Solutions is a mortgage broker with a vast network of lenders that can help most people achieve better mortgage terms for the purchase or refinancing of a house. By examining your credit situation IMS can systematically find the lowest interest rates available by one of our certified lenders. Give us a Call , or apply online to start on the path to a new home.

Apply For One of the Following

IMS Homebuyer Grant Program

The IMS Home buyer Grant Program is a mortgage credit program that can help paying a down payment or other initial costs of buying a home. This money can be can be used for closing costs, setting up escrow accounts, or making a down payment. This is an extremely valuable program for somebody with steady income but not a lot of money to put down. First-time and repeat homebuyers that have a credit score of 620 or higher are eligible. Learn More or  Apply Online

Examine Your Situation

Buying a house is not a one size fits all process. By examining each situation we can educate the homebuyer from the beginning with no-nonsense mortgage solutions that will put you into a house with the best interest rate possible. If you aren’t sure if your will be able to buy a house, Just get ahold of us and we can take a look at your situation. We have been a mortgage broker in Iowa since 2005 and have seen almost every mortgage situation you can imagine. Mortgages, mortgages, mortgages, its all we do! Apply Today! 

Get Educated

If you are thinking about buying a house you should know where you stand financially. By analysing your situation we can give you a No-Nonsense Mortgage Solution.

First time home buyer

Buying a house in America is a process that typically involves several different people.  We Encourage you to learn about The Initial Costs of Buying a House

Simplify the Process

We believe knowledge is power, by working one on one with you we can assess the situation and lay out any obstacles that may be in your way. Get Started Today

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Residential Mortgage Loans

FHA Mortgage Loans

– FHA is a home loan designed with less strict credit criteria for the borrower with past credit problems.   A borrower with past bankruptcy, foreclosure, collections (medical and non medical) or no traditional credit can still obtain a FHA loan.  Purchase a home with 3.5% down payment. Learn More...

For More information Apply Online, give us a call, or stop in today to see how we can help you!

VA Loans

VA loans offer “(0)” down payment, reduced closing costs and interest rates to give veterans a reward for the service they provide to the country, especially in times of war. Veterans, active duty or reserve troops, honorably discharged veterans are eligible. Learn More...

For More information Apply Online, give us a call, or stop in today to see how we can help you!

USDA Rural Housing Loans

The best 100% mortgage financing option in the marketplace.  Home must be located in the rural areas. Learn More...

For More information Apply Online, give us a call, or stop in today to see how we can help you!

Reverse Mortgages

A reverse mortgage is used for seniors to supplement social security, meet unexpected medical expenses, make home improvements and more. No payment is required until the borrower(s) no longer use the home as their primary residence. Learn More...

Apply Online, give us a call, or stop in today to see how we can help you!

Less than Perfect Credit

Borrowers with past credit issues can qualify for our programs.  .   A borrower with past bankruptcy, foreclosure, collections (medical and non medical) or no traditional credit can still obtain a mortgage loan.   We look at each situation carefully looking for a solution that is a good match for the borrower to purchase or refinance their home.

Apply Online, give us a call, or stop in today to see how we can help you!

Renovation Loan

Borrowers looking for a rehabilitation loan for their home is available with the FHA 203k program.  This program allows the rehab costs to be financed into the loan using after improved value as opposed to traditional programs which go off the as is or completed value.

Apply Online, give us a call, or stop in today to see how we can help you!

Buying a House in Iowa

Iowa Mortgage Solutions is an authority on residential mortgages and house loans in Iowa. We have multiple lenders and programs as well as the knowledge it takes to help you buy a new house in the State of Iowa, regardless of your credit situation.

Mortgage Calculator

Less Than Perfect Credit

Have you had some financial rough patches in the past? IMS has mortgage programs that could be your answer to buying a house. Our proven process helps find the quickest and most affordable path to a mortgage loan for even the most daunting situations. Start Today!

For most people, buying a home is the largest investment of their life. We want to help you leverage that investment to the lowest interest rate possible. Refinance Today!

First Time Home Buyer Programs

First time home buyers have multiple programs available on the state and federal level. IMS will help you take advantage of these programs. Call 319-377-1988 for more information.

Commercial Loans

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Commercial Loans

Commercial Mortgages

Commercial loans are available with the flexibility of reduced income documentation for multifamily-family apartment loans, office buildings, office condos, retail and multifamily units.  Underwriting is focused primarily on the cash flow of the property being financed. Learn More

Business Loans

If you are a business owner in business for at least 3 months you could qualify for a short term emergency business funding.  Easy qualification and same day approvals to keep daily operations on track. Learn More